Every lender quotes loan-to-value percentages. 75% LTV on buy-to-let. 65% loan to GDV on development finance. 80% loan to cost. These numbers feel concrete. They are not, until you understand what the
David Whittaker has been in the mortgage industry for nearly four decades. He co-founded what is now Mortgage Finance Brokers in 1990, was involved in the early years of buy-to-let as a recognised pro
Portfolio loans come up in investor conversations fairly regularly. Someone has heard that their colleague has one, or they have seen them referenced online, and they want to know how to get one. Ther
Most property deals are structured around two sources of funds: the mortgage from a lender and the deposit from the buyer. Vendor finance introduces a third option: the seller themselves.
Disclaimer
The articles and resources published on this blog are produced by Prime Property Finance, an independent mortgage and protection brokerage.
The content is provided for general information purposes only and does not constitute personal, financial, mortgage, protection, tax, legal or investment advice. Readers should not take action based solely on the information provided and should seek advice tailored to their individual circumstances.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
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